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The New Way to Get Paid

Instant
Cheap
Secure

Collect instant bank payments from your customers, with unbeatable success rates and up to 90% lower fees. Then, collect recurring or follow on charges using direct-debit.

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The Mona Unified Payments Interface

All banks, One checkout flow.

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Customers link their accounts with Mona once. On each returning checkout, a payment is just one click away.

How it Works

Three Simple Steps

1

2

3

Your Customer Pays You

Your customer pays, with their conventional payment method.

They link their bank account

We automatically retrieve your customer's bank account from the payment method used, they approve of creating a Pay with Mona profile.

Your customer can now pay with bank

One any future interaction with a Mona checkout, the customer can pay with their bank account by just receiving an OTP.

Why Mona?

It's Just Not Another Gateway, It's Mona

Safe and Secure

Our bank-grade infrastructure ensures transactions are protected. The entire payment process is licensed meaning liabilities are covered.

Customers pay directly from their bank accounts

No cards, no failures, no chargeback. Just instant, direct payments from your customer to you.

Offline Payments

Collect payments from your user on delivery, even when they are not currently online.

One-click payments for returning customers

Using the Mona Pay Profile, your users bank accounts are saved, so the customer can be delighted with a 1-click checkout experience on their next purchase.

FAQs

Got Questions?

We've Got Answers

How does Mona work?

Are customer funds safe?

How can the fees be so low?

How can I use Mona for my business?

Mona: Payments

Simplied.

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Mona is the trading name of Accelerated Frontiers Limited, a company incorporated in: England and Wales (14799566), the United States (Delaware) and Nigeria (RC 6959861)

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Mona

2023

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Banking services are provided by our partner banks who are duly licensed by the CBN

Deposits insured by

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Mona is the trading name of Accelerated Frontiers Limited, a company incorporated in England and Wales (14799566)