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Now in private beta
Simple payments

One-off or scheduled payments. Enjoy a payment flow - with a fast, redirect free payment experience.

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One integration to power your business

Seamless in-app experiences with a single SDK.

Payment

OneTap checkout across 30+ banks and cards. Zero redirects.

Subscriptions and Collections

Automate loan repayments and recurring debits with user-approved bank linking.

Identity

Quick and secure sign-up with minimal data entry

Let users pay instantly from their preferred account using biometrics. No OTPs

Embedded payments

Let users pay instantly from their preferred account using biometrics. No OTPs

Access verified financial data with zero logins, full consent, and complete privacy.

Data sharing

Access verified financial data with zero logins, full consent, and complete privacy.

Approve sensitive actions with passkeys and native biometrics. Maximum security.

Authentication

Approve sensitive actions with passkeys and native biometrics. Maximum security.

We Build Custom Payment Solutions

Whether it’s automating repayments, verifying identities, or capturing digital signatures, we’ll help you deploy a working payment flow that fits your branch operations perfectly.

LoanLink for MFBs

Agent-led mandate capture for loan repayments in branch or out in the field. Set up and start collecting.

  • Reduce NPLs
  • Improve customer experience
  • Zero integrations
  • Automate loan repayments
loan link
How Mona works
Seamless payment in three simple steps
mona create a transaction
Create
We securely capture your details during your first payment or identity check for future use.
to connect your mona account
Connect
Your profile is instantly recognised wherever Mona is supported, no new accounts or repeated details needed.
tap to complete your payment
Tap
Pay, identify or authenticate with one click no passwords, no forms. Just fast, secure, seamless access.
Powerful APIs and easy-to-use resources

Implement any or all of Mona’s products with just a few lines of code in any language!

code open and close brackets Explore Mona Docs
mona sdk docs sample
How Mona Powers businesses
Built to help businesses scale with seamless in-app flows.
Simple flexible pricing

From small startups to growing enterprises, our plans are built to scale with you

bank and card icon
Bank and card payment
1.5% of transaction value
  • No minimum
  • No hidden fees or charges
  • Maximum fee of ₦ 2,000
  • Free Integration
  • Free Maintenance